Independent Living Consultant · Brighton

I've lived it.
I get it.
Let me help.

Expert, impartial advice on Direct Payments, Personal Budgets and NHS Continuing Healthcare — from someone who has spent nearly three decades navigating the system themselves.

First call is always free. No commitment, no jargon — just an honest conversation about how I can help you or someone you care about.
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Dr Harvey Cowe
PhD · Support Broker · Independent Living Consultant
"I want to use my knowledge and three decades of personal experience to help others achieve their aspirations."
Direct Payments NHS Continuing Healthcare Personal Budgets Support Brokerage
"The best advice from someone who has truly lived it."
I am not connected to any Local Authority, Independent Living Centre or service provider — which means you receive genuinely impartial advice. I've spent nearly thirty years in the system. I know what works, what doesn't, and how to make it work for you.
My Story

Nearly Three Decades of Living Experience

I acquired a spinal cord injury nearly thirty years ago, when I crashed my car in the Lake District, leaving me paralysed in all four limbs. I require support with personal care, work, leisure and parental responsibilities — twenty four hours a day, every day.

I spent the first six years of my life as a disabled person totally dependent on others, living in a poorly adapted house. It has taken me nearly three decades to attain my full entitlement to independent living — and I've made many mistakes along the way. In hindsight, those mistakes could have been avoided with better advice at the start.

That is why I do what I do. I hold a PhD in Disability Studies. I have been in receipt of Direct Payments, the Independent Living Fund and NHS Continuing Healthcare for over two decades. I know this system inside out — and I'd like to help you navigate it.

"It has taken me nearly three decades to attain my entitlement to independent living. I can help you avoid making the same mistakes I did."

— Dr Harvey Cowe
🎓 PhD in Disability Studies
🏛️ Fully independent — not connected to any Local Authority or provider
💡 20+ years in receipt of Direct Payments & Continuing Healthcare
🌿 Passionate advocate for independent living and personal autonomy
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30+
Years Experience
PhD
Disability Studies
100%
Independent
Free
Initial Consultation
What I Do

Expert Advice on Your Entitlements

I offer impartial, jargon-free guidance across all aspects of social care funding and independent living — helping you access what you're entitled to.

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Direct Payments & Personal Budgets

If you are a social care user you could receive funding as a personal budget or direct payment, enabling you to choose the services and support you want rather than having them chosen for you. I can guide you through every step.

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NHS Continuing Healthcare

NHS Continuing Healthcare is funding provided by the NHS for those who need personal care as a result of disability or condition. The assessment process can be complex and daunting — I can support you through it.

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Support Brokerage

Support brokerage ensures that people who want extra help to plan and make choices about their support can get it. I can help you find the right services, manage your budget and build a support package that truly works.

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Home Adaptations & Equipment

I have extensive personal experience with home adaptation — from automatic door entry to environmental control systems. I can advise on what's available, what's funded and how to access it.

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Enabling Technology

I am passionate about enabling technology — gadgets, home automation, speech packages, environmental controls and apps that facilitate autonomy. I research the market so you can make an informed choice.

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Self-Funding Advice

Not everyone qualifies for statutory funding — but that doesn't mean you're on your own. I can advise on self-funding options, charitable grants and creative ways to fund the support and life you deserve.

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The Process

How I Work With You

I can help as much or as little as you like — from a single telephone conversation to full ongoing support with your care package.

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Free Initial Chat

We start with a friendly, no-obligation telephone call. You tell me your situation — I listen and give you an honest first assessment of how I can help.

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Home Visit or Consultation

I can visit you at home, in a residential home or hospital — wherever is most convenient. I also offer private consultations for those who prefer it.

03
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Tailored Plan

Together we develop a clear plan — navigating assessments, identifying funding, finding services and building a support package that fits your life.

04
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Ongoing Support

I stay involved for as long as you need me — whether that's a few conversations or long-term support managing your budget and reviewing your package.

Life Beyond Care

Living Life Your Way

While I can certainly help with the management of your support, I also love helping with the nicer things in life. Independent living isn't just about care — it's about having the freedom to live the life you want.

I enjoy a challenge. Whatever your requirements, aspirations or desires — I will do my very best to make it happen. I have a wide and varied knowledge of local services and activities for all ages and abilities.

🦽 Accessible pubs & venues 🎵 Music festivals 🏕️ Accessible camping 🌲 Countryside walks ✈️ Accessible holidays 🎬 Movie-making for disabled kids 💆 Home massages & haircuts 🚐 Accessible taxi hire 🎣 Fishing trips 🌿 Foraging courses
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Home Adaptations
Wet rooms, platform lifts, environmental controls, automatic entry systems
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Technology
Speech packages, home automation, CCTV, iPhone & iPad accessibility
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Mobility
Wheelchair advice, adapted vehicles and getting out and about
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Family Life
Supporting parental responsibilities and family activities
Kind Words

What People Say

Harvey guided me through the most stressful period of my life. The NHS Continuing Healthcare process felt completely overwhelming — he made it manageable and made sure I got everything I was entitled to.
What sets Harvey apart is that he truly understands — not from a textbook, but from lived experience. He knew exactly the right questions to ask and the right battles to fight on our behalf.
Harvey didn't just help with the funding — he helped us think about what Mum actually wanted her life to look like. That whole-person approach made all the difference. We can't thank him enough.
Get In Touch

Let's Have a Conversation

The first call is always free and completely confidential. There's no commitment — just an honest chat about your situation and how I might be able to help.

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Phone
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Email
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Address
33 Brittany Road
Brighton and Hove, BN3 4PA
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Home Visits
I visit clients at home, in care homes or hospital — wherever suits you
Free Initial Telephone Consultation
I offer a free, no-obligation initial chat by telephone. If you'd like a confidential discussion about how I could help you or someone you care about, please don't hesitate to get in touch. I'll be delighted to hear from you.

Your details are treated in strict confidence and will not be shared with any third party. Alternatively, please feel free to call or email directly.